Kelly aka “Utah’s Mortgage Guy” has been in the Mortgage Lending industry since 1996.  Kelly is an expert in Purchases, New Home Construction, 2nd Mortgages, Helocs, FHA, VA, Investment Properties, USDA, NON-QM, and Reverse Mortgages Purchase and Refinance Loans.  When he started in the mortgage industry, he worked with his mom, Angie Whytock an amazing underwriter, Angie told him quote "Once you get into this business you will never get out." She knew him and the business very well. Kelly started his career working in the shipping department at Freedom Mortgage and has since worked all aspects of the industry including owning his own office, Ridgeview Mortgage a wholesale mortgage brokerage company, for over 16 years.  He has also worked for other companies as an area manager, principal lending manager, trainer, closer, processor, wholesale coordinator, software developer, and in shipping and final docs.

Most of Kelly’s experience comes from when he owned and operated Ridgeview Mortgage for over 16 years. As one of the top Originators in the country Kelly has made mortgage lending a career and still Love’s helping each borrower get into that new home or make the best decision on a refinance. He takes pride in educating each customer and referral partner by sharing his knowledge gained over several decades. Kelly lives by the motto “If a deal can be done he can make it happen.” He and his team always align with underwriters and lenders that offer a wide variety of lending choices for your residential purchase and refinance needs. He takes pride in helping clients make sure they get the best mortgage loan for their personal financial situation at the lowest rates and fees. Call or email Kelly today at 801-580-7830 or Kelly@UtahsMortgageGuy.com to see what he can offer.

As a Lending Manager Kelly takes pride in helping other loan officers and employees be the best they can be.  Our team is constantly learning and growing to give you the best experience possible.  We encourage feedback so we can continually improve.  By using all his experience gained over the more than a quarter of a century he has become a hands on loan originator and manager.  Kelly is also a licensed continuing education instructor in Utah. 

We are excited for the future here at Mountain View Mortgage. As a top Mortgage broker, we know we have the best environment for our clients and employees.  Let us show you how the “BEST” do loans.  Contact Kelly today.